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Posts
News & Events
- Nisen & Elliott’s Automotive Finance Group is Currently Engaged in Developing Multiple Finance and Lease Dcouments
- Nisen & Elliott Selected as Law Firm for a National Lease Program Launch
- The Automotive Finance Group has been recently assisting certain captive finance company clients with their state regulatory examinations
- Automotive Finance Group has been developing new multi-state consumer lease contracts
- Nisen & Elliott has been tracking all developments related to the handling and processing of ancillary product refunds
- Our paralegals within the Automotive Finance Group are actively involved with managing business license renewals
- The Automotive Finance Group is currently reviewing and updating national lease contract forms
- In light of the Covid-19 developments that are impacting the automotive finance markets
- The Automotive Finance Group is tracking Covid-19 state law developments
- Nisen & Elliott, LLC is now representing several captive companies in connection with their specialized lease programs
- Nisen & Elliott, LLC has provided banks, captive companies and independent finance companies with a 50 State Review of the refund requirements for GAP Waiver products
- Auto Alert™ celebrates its 20th Anniversary as one of the nation’s leading automotive finance compliance reports
- The National Vehicle Leasing Association (NVLA)
- The 2014 Edition of the National Lease Advertisement Review
- Nisen & Elliott is representing Credit Union Leasing of America (“CULA”)
- Nisen & Elliott is representing a captive finance company
- Nisen & Elliott, LLC is representing a major captive finance company in the development of its proprietary consumer lease contracts.
- Nisen & Elliott is representing Santander Consumer USA Inc. in connection with the launch of Chrysler Capital
- Nisen & Elliott is representing Volvo Cars of North America, LLC
- Nisen & Elliott is representing TD Bank Group in connection with its announced $6.3 billion acquisition of Chrysler Financial from an affiliate of Cerberus Capital Management , L.P.
Presentations
- Kenneth Rojc, Moderator for “Adapting to Evolving Compliance Oversight in Auto Finance” at the Auto Finance Summit, Las Vegas, NV on October 17, 2025.
- David Gemperle, Speaker for “FTC and State Attorneys General Enforcement Actions Against Motor Vehicle Dealers” at the Association of Consumer Vehicle Lessors’ Annual Meeting, New Orleans, LA on September 29, 2025.
- Kenneth Rojc, Speaker for “Long -Term Strategies for Better Compliance”, Auto Finance Summit, Las Vegas, Nevada, October 8, 2024.
- Kenneth Rojc, Speaker for “Auto Financing Regulatory Landscape”, CBA Live Conference, Washington, D.C., March 26, 2024.
- “Aftermarket Cancellation Complexity- Simplified” July 2023 Vodcast with Nisen & Elliott (Kenneth Rojc) and Cox Automotive (Wendy Haenke) available at Cox Automotive Lender Solutions.
- Kenneth Rojc,Speaker for “Ancillary Products: 2023 Compliance Overview”, CBA Automobile Finance Committee, June 8, 2023.
- Kenneth Rojc, Speaker “Auto Finance Focus Group” Regulatory Compliance Webinar sponsored by FIS Global, April 21, 2023.
- David Gemperle, Speaker, Powersports Finance Summit Compliance Panel, October 2022.
- David Gemperle, Speaker, Auto Finance Summit Ancillary Product Roundtable, October 2022.
- Kenneth Rojc, Speaker for “50 Ways to Mitigate Risk”, 2022 Executive Lender Summit, sponsored by Cox Automotive, Austin, Texas, September 22, 2022.
- Kenneth Rojc, Speaker for “Maintaining State and Federal Compliance Amid Shifting Regulatory Focus; Speaker for Roundtable Topic of “Synthesizing Operational Excellence with Regulatory Compliance: State and Federal Regulatory Exams”, 2022 Auto Finance Risk Summit, San Diego, California, April 26, 2022.
- Kenneth Rojc, Speaker for “Auto Finance Compliance Review “, 2022 CBA Live! San Antonio, TX, March 8, 2022.
- David E. Gemperle, Speaker for “ Understanding the Nuances of Powersports Compliance ” 2021 Powersports Finance Summit, October 2021 in Las Vegas, Nevada.
- Kenneth J. Rojc , Speaker for “ New Administration, New Compliance: Regulatory Overview ” , 2021 Auto Finance Summit, October 2021 in Las Vegas, Nevada.
- Kenneth Rojc, Speaker for “New Administration, New Compliance: Regulatory Changes Amid Expiring COVID Moratoriums”, 2021 Auto Finance Summit, Las Vegas, NV, October 28, 2021
- Kenneth J. Rojc, Speaker for the “Regulatory Roundtable” Session, Auto Finance Risk Summit, May 2021 (Virtual Presentation).
- Kenneth Rojc and Kelly Rice, speakers for “Ancillary Product Refunds”, Association of Consumer Vehicle Lessors – February 2021 Legal Committee Meeting.
- Kelly Rice and Kenneth Rojc, Speakers for “ Are You Prepared For What is Coming on Product Cancellations ? “ American Financial Services Association Webinar, December 2020.
- Kenneth J. Rojc and Kelly A. Rice, Speakers for “ Lease Extensions and Deferrals in the Pandemic Environment ”, Association of Consumer Vehicle Lessors – 2020 Annual Meeting ( Virtual ) September 2020
- Kenneth J. Rojc , Speaker “ State and Federal Regulatory Developments – Compliance Track ”, Auto Finance Summit ( Las Vegas, NV ) October 2019.
- David E. Gemperle, Speaker “Regulatory Compliance Update”, Powersports Finance Summit (San Diego, CA) October 2019.
- Kenneth J. Rojc and Scott P. Dawson, Speakers for “ Lease Litigation Overview”, Association of Consumer Vehicle Lessors- 2019 Annual Meeting (Providence, RI) September 2019.
- Kenneth J. Rojc, Speaker for “State Regulatory Focus “, Auto Finance Risk Summit 2019 ( San Diego, CA ) May 2019.
- David E. Gemperle, Speaker for “Subscribe Now! Trends in Subscription Services”, Consumer Bankers Association, CBA Live 2019 (Washington D.C.) April 2019.
- David E. Gemperle, Speaker for “Regulatory Compliance Update”, PowerSports Finance Conference 2018 ( Fort Worth, TX) November 2018.
- Kenneth J. Rojc, Speaker for “ Navigating the Impending Regulatory Changes “ , Auto Finance Compliance Summit ( Dallas, TX ) May 2018
- Kenneth J. Rojc, Speaker for “A Regulatory Oversight Roadmap for Auto Finance Add-On Products” CBA Live 2018 (Orlando, FL) March 2018
- David E. Gemperle, Speaker for “Regulatory Compliance – Power Sports”, PowerSports Finance Conference 2017 ( Las Vegas, NV ) October 2017.
- David E. Gemperle and Andrew E. Kriz, “New Leasing Platforms: Subscription, Ridesharing and Lease Sharing”, Association of Consumer Vehicle Lessors (ACVL) Annual Meeting, New Orleans, LA, October 2017.
- David. E. Gemperle, Moderator, “Dealing with Exams”, Auto Finance Risk & Compliance Summit, May 2017.
- Kenneth J. Rojc, Guest Speaker for “ Obama to Trump : What it Means for Auto Finance Policy ”, Auto Finance and CFPB Forums, CBA Live Conference, Dallas, TX , April 2017.
- Kenneth J. Rojc, Guest Speaker for “ Fair Lending With Third Parties ” Session at the CRA & Fair Lending Colloquium sponsored by Wolters Kluwer, Las Vegas, NV, November 2016
- Andrew E. Kriz & Kenneth J. Rojc, Guest Speakers for “ Oversight of Service Providers: Compliance for Automotive Lessors “ at the Association of Consumer Vehicle Lessors ( ACVL) Annual Meeting , Charleston, SC , October 2016
- Andrew E. Kriz & Kenneth J. Rojc, Guest Speakers for “ Oversight of Service Providers: Compliance for Automotive Lessors “ at the Association of Consumer Vehicle Lessors ( ACVL) Annual Meeting , Charleston, SC , October 2016
- Kenneth J. Rojc Guest Speaker “Fiserv Client Summit”, Philadelphia, Pennsylvania, June 2016
- David E. Gemperle & Kenneth J. Rojc , Featured Speakers for Compliance Session “ Oversight of Service Providers “ Auto Finance Compliance Summit, Fort Worth, TX , May 2016
- David E. Gemperle Guest Speaker for “Lease Here Pay Here Litgation and Enforcement,” National Vehicle Leasing Association Annual Conference, Braselton, GA, April 2016
- Kenneth J. Rojc Guest Speaker for “Legal Compliance Overview: Motor Vehicle Leasing,” National Vehicle Leasing Association Annual Conference, Braselton, GA, April 2016
- Kenneth J. Rojc Guest Speaker, “Rate Participation and Beyond, ” CBA Live Conference, Phoenix, AZ, March 2016
- David E. Gemperle & Kenneth J. Rojc Guest Speakers for “Regulatory Scrutiny of Ancillary Products,” Auto Finance Compliance Summit, San Diego, CA, May 2015
- Kenneth J. Rojc Speaker “Regulatory Compliance Panel: CFPB Large Participant Rule Making,” Autofinance Summit, Las Vegas, NV, October 2014
- David E. Gemperle & Kenneth J. Rojc Guest Speakers for “Fair Lending Compliance”, Auto Finance Compliance Summit, Newport Beach, CA, May 2014
- Kenneth J. Rojc Moderator for “Regulatory Compliance Panel: The General Counsel Perspective”, Auto Finance Summit, Las Vegas, NV, October 2013,
- Kenneth J. Rojc Speaker: “ Indirect Auto Lending : A Crash Course in Fair Lending Risk “, CBA Live Conference, Phoenix, AZ, March 2013,
- Kenneth J. Rojc Guest Speaker on Regulatory Panel: “What’s Next on the Legal Front”, Auto Finance Summit, Las Vegas, NV, October 2012,
- David E. Gemperle & Kenneth J. Rojc Guest Speakers for “Motor Vehicle Leasing Litigation Review”, Association of Consumer Vehicle Lessors, Annual Meeting, Nashville, TN, October 2012,
- David E. Gemperle & Kenneth J. Rojc Guest Speakers for “Motor Vehicle Leasing Litigation”, Association of Consumer Vehicle Lessors-Annual Meeting, Scottsdale, Arizona, September 2011
- David E. Gemperle & Kenneth J. Rojc Guest Speakers for “Lease Litigation Overview”, Association of Consumer Vehicle Lessors – Annual Meeting, San Diego, California, September 2010
- Kenneth J. Rojc Guest Speaker for “2010 Regulatory Compliance Update”, Presented to Fiserv Lending Solutions Conference, San Diego, California, April 2010
- Kenneth J. Rojc “Key Legal Issues Used in Vehicle Leasing,” Presented to Automotive Lease Residual Conference, San Diego, California, October 1999
- Kenneth J. Rojc Guest Speaker for “Government Regulatory Panel”, Presented to CBA Automobile Finance Conference and Tradeshow, Orlando, Florida, March 2009
- Kenneth J. Rojc Kenneth J. Rojc, Guest Speaker for “Regulatory Compliance Panel”, Auto Finance Summit, October 2008, Las Vegas, Nevada.
- Kenneth J. Rojc “Compliance: An Interactive Discussion with Thought Lenders and Audience”, presented to the Fiserv Client Conference, September 2008, Orlando, Florida
- Kenneth J. Rojc Guest Speaker for “Government Regulatory Panel”, Presented to CBA Automobile Finance Conference and Tradeshow, San Francisco, California, March 2008
- Kenneth J. Rojc “Regulatory Compliance Panel”, Presented to the Auto Finance Summit, October 2007, Las Vegas, Nevada
- Kenneth J. Rojc “2007 Litigation Review”, Presented to the Association of Consumer Motor Vehicle Lessors Legal Committee, September 2007, Dearborn, Michigan, September 2007
- Kenneth Rojc Guest Speaker for “2007 Regulatory Review”, Presented to the CBA Automobile Finance Conference and Tradeshow, Austin, Texas, March 2007, March 2007
- Kenneth J. Rojc “Motor Vehicle Leasing Litigation” Presented to the ACVL Conference, Phoenix, Arizona September 2006, November 2006
- Kenneth J. Rojc “2006 Regulatory Compliance Panel”, Presented to the Auto Finance Summit Las Vegas, Nevada, October 2006, October 2006
- Kenneth J. Rojc “2005 Regulatory Compliance Panel”, Presented to the Auto Finance Summit, Las Vegas, Nevada, September 2005, September 2005
- Kenneth J. Rojc Regulatory Compliance Presentation: “ECOA Dealer Participation Class-Actions; Dealer Fraud/Supplemental Products; Bankruptcy Abuse Prevention and Consumer Protection Act of 2005” Presented to the ACVL Conference, Scottsdale, Arizona, May 2005
- Kenneth J. Rojc “Automotive Finance Regulatory Compliance Issues” Presented to the Automobile Finance Conference and Tradeshow, San Diego, California, April 2005
- Kenneth J. Rojc “Automotive Finance: Legal Trend Review” Presented to the Fiserv/LeMans Client Conference, Orlando, Florida, November 2004
- Kenneth J. Rojc “Compliance Safeguards & Potholes” Presented to the Finance & Insurance Conference, Las Vegas, Nevada, November 2004
- Kenneth J. Rojc “2004 Regulatory Compliance Review”, Presented to the Auto Finance Summit, Las Vegas, Nevada, October 2004
- Kenneth J. Rojc “Sale and Financing of Off-Lease Vehicles: Key Legal Issues”, Presented to the Automotive Leasing Management Forum, Chicago, Illinois, June 2004
- “National and State Do Not Call Registries,” Presented to the Assocation of Consumer Motor Vehicle Lessors, Marina Del Ray, California, April 2004
- Kenneth J. Rojc “Automotive Finance Trend Review,” The U.S. Bank Consumer Lending Conference, Orlando, Florida, March 2004
- Kenneth J. Rojc “Examining Sale and Financing of Off-Lease Vehicles: Management and Compliance Procedures,” Presented to the Automotive Lease Management Forum, Bal Harbour, Florida, November 2003
- Kenneth J. Rojc “National and State Do Not Call Registries”, Presented to the Association of Consumer Motor Vehicle Lessors, Dearborn, Michigan, September 2003
- Kenneth J. Rojc “Legal Regulatory Review,” Presented to Auto Finance Summit 2002, Las Vegas, Nevada, October 2002
- Kenneth J. Rojc “Automotive Finance: Regulatory Perspective 2001,” Presented to Auto Finance Summit 2001, Scottsdale, Arizona , October 2001
- Kenneth J. Rojc “Automotive Finance: Regulatory Perspective 2001,” Presented to Auto Finance Summit 2001, Scottsdale, Arizona , October 2001
- Kenneth J. Rojc “Legal Perspective on Leasing Used Vehicles,” Presented to Automotive Lease Residuals Conference, Denver, Colorado, October 1999
- Kenneth J. Rojc “Negative Equity Financing and Disclosure Update,” Presented to the Consumer Bankers’ Association Automotive Finance Conference, Atlanta, Georgia, March 1999
- Kenneth J. Rojc “The Coming Regulatory Revolution,” Presented to Auto Leasing ’99 Conference, West Palm Beach, Florida, January 1999
- Kenneth J. Rojc “Determining Residual Value: Regulation M and Lease Agreement,” Presented to Managing Lease Residual Risk II Conference, Chicago, Illinois, April 1997
- Kenneth J. Rojc “Lease Agreement Structure Issues: Regulation M and State Law Development,” Presented to Managing Lease Residual Conference, Nashville, Tennessee, October 1996
Publications
- Truth Headlam, “State Regulatory Activity to Increase Despite CFPB Funding Ruling” Auto Finance News, January 9, 2026.
- John Huetter, “FTC Seeks to Drop 1 Allegation Against Asbury After Trump’s Executive Order”, Automotive News, June 9, 2025.
- Kenneth J. Rojc and Kevin M. McDonald, “Life in the Fast Lane: Automotive Finance Developments”, The Business Lawyer, Vol. 80, Spring 2025.
- John Huetter, “State Attorneys General Could Fill Auto Lending Regulatory Void Left by CPPB Lawyers Say”, Automotive News, February 11, 2025.
- Paige Hodder, “Pay Attention to AI Regulation, Experts Advise”, Automotive News, December 2, 2024.
- Amanda Harris, “Lenders Scramble to Comply with Flubbed New Hampshire Law Rollout”, Auto Finance News, August 30, 2024.
- Kenneth J. Rojc and Kevin M. McDonald, “Fast and Furious: Tracking Automotive Finance Developments” in The Business Lawyer, Spring 2024, Volume 79, Number 2, published by the American Bar Association.
- CFPB Proposes Expanding Auto Finance Data Collection Process Across Lender Industry, Automotive News, Febraury 28, 2024, written by John Huetter.
- Kenneth J. Rojc and Kevin M. McDonald, “No Time to Brake: Regulators Drive Full Speed Ahead in Auto Finance” The Business Lawyer, Vol. 78, Spring 2023.
- John Huetter, “Lawsuit: Kunes Auto Illinois Managers Encouraged Auto Loan Fraud”, Automotive News, May 17, 2023.
- Amanda Harris, “Massachusetts Exempts Auto Loans from Negative Equity License Requirements”, Auto Finance News, February 2, 2023.
- Amanda Harris, “Florida AG Investigates Hidden Lease-Buyout Fees”, Auto Finance News, November 23, 2022.
- John Huetter, “FTC Considers ‘Junk Fee’ Rules”, Automotive News, November 14, 2022.
- Amanda Harris, “Mass AG Sues Dealership for Alleged Discrimination”, Auto Finance News, September 26, 2022.
- John Huetter, “Product Pressure: Napleton Discrimination Case may Preview More Scrutiny on F & I Product Margins”, Automotive News , May 9, 2022.
- Kenneth J. Rojc and Kevin M. McDonald, “Ladies and Gentlemen: Rev Your Regulatory Engines!” The Business Lawyer, Vol. 76, Spring 2022.
- “Auto Lenders in Massachusetts Can’t Charge GAP Cancellation Fees” by John Huetter, Automotive News, April 13, 2022 Edition.
- “FTC Hits Illinois Auto Dealer with $10 Million UDAP Settlement” by Whitney McDonald, Auto Finance News, April 5, 2022 Edition.
- “CFPB Acts to Halt Automobile Repos” by Whitney McDonald, Auto Finance News, March 3, 2022 Edition.
- “Lender Compliance Technologies Brings Automation to Auto Lenders’ Regulatory Practices” by Amanda Harris, Auto Finance News, August 6, 2021 Edition.
- Kenneth J. Rojc and Kevin M. McDonald, “Auto Finance Regulators Not Falling Asleep at the Wheel” The Business Lawyer, Vol. 76, Spring 2021.
- “Illinois Interest Rate Cap Poised to Present Headwinds for Auto Finance” by Joey Pizzolato, Auto Finance News, May 12, 2021 Edition.
- “Illinois Rate Cap Spurs Lending Debate” by Jackie Charniga, Automotive News, May 11, 2021 Edition.
- “Demand Boosts Values on Repossessions”, by Jackie Charniga, Automotive News, October 12, 2020 edition.
- Kenneth J. Rojc and Kevin McDonald “ Keeping the Pedal to the Metal : Auto Finance Enforcement Floors Ahead ”, The Business Lawyer, Vol. 75, Spring 2020.
- Kenneth J. Rojc and Kevin McDonald, “Auto Finance Regulation Keeps Rolling” The Business Lawyer, Vol. 74, Spring 2019.
- Kenneth J. Rojc and Kevin McDonald, “State Law Developments Driving Automotive Finance Regulation”, The Business Lawyer Vol.73, Spring 2018.
- Auto -Lending Products Under Scrutiny “ by Emily Glazer and AnnaMaria Andriotis, The Wall Street Journal , August 29, 2017, see WSJ.com.
- Kenneth J. Rojc and Kevin McDonald, “ Accelerating Regulation of Automotive Finance”, The Business Lawyer, Vol. 72 , Spring 2017
- Kenneth J. Rojc & Kevin McDonald “Automotive Finance: The Regulatory Cup Spilleth Over,” The Business Lawyer, Vol. 71, Spring 2016
- Kenneth J. Rojc & Kevin McDonald “Automotive Finance Regulation: Warning Lights Flashing,” The Business Lawyer, Vol. 70, Spring 2015
- Kenneth J. Rojc & Kevin McDonald “Automotive Finance: Shifting Into Regulatory Overdrive,” The Business Lawyer, February 2014
- Kenneth J. Rojc & Karoline E. Andris “Automotive Finance: Impact of the Dodd-Frank Act,” The Business Lawyer, February 2012.
- David E. Gemperle & Kenneth J. Rojc “Auto Finance: Litigation and Legislative Developments Impacting Supplemental Products”, The Business Lawyer, February 2011.
- Kenneth J. Rojc & Karoline E. Andris “End of the Road for Vicarious Liability”, The Business Lawyer, February 2009
- Kenneth J. Rojc & Sara B. Lubezny “Update on ECOA and Fair Lending Developments,” The Business Lawyer, February 2008.
- David E. Gemperle & Kenneth J. Rojc “Motor Vehicle Lease Advertising via the Internet,” The Business Lawyer, February 2007.
- Kenneth J. Rojc “Dealer Rate Participation Class Action Settlements: Impact on Automotive Financing,” The Business Lawyer , February 2006
- Kenneth J. Rojc “New Frontiers in Automotive Sale and Finance Products”, The Business Lawyer, February 2005
- Kenneth J. Rojc “Vicarious Liability of Motor Vehicle Lessors,” The Business Lawyer, May 2004
- Kenneth J. Rojc “Sales and Financing of Off-Lease Vehicles: Key Legal Issues,” The Business Lawyer, May 2003
- Kenneth J. Rojc “The Electronic Approach to Motor Vehicle Financing: An Emerging Road Map,” The Business Lawyer, May 2002
- Kenneth J. Rojc “Motor Vehicle Financing via the Internet,” The Business Lawyer, May 2001
- Kenneth J. Rojc “Negative Equity in Trade-in Vehicles: Regulation Z and State Law Developments,” The Business Lawyer, May 2000
- Kenneth J. Rojc “The New Approach to Trade-in Vehicle Dislcosures Under Regulation Z,” The Business Lawyer, May 1999
- Kenneth J. Rojc “State Law Response to the New Regulation M,” The Business Lawyer, May 1998
- Kenneth J. Rojc “Impact of the New Regulation M on State Motor Vehicle Leasing Disclosure Laws,” The Business Lawyer, May 1997
- Kenneth J. Rojc “Business License Requirements for Lessors”, Vehicle Leasing Today, Fourth Quarter, Volume 26, No. 4, Fall 2004